elevate the season with december specials!
UP TO 75 BPS PRICE IMPROVEMENT ON NON-QM
and UP TO 60 BPS PRICE IMPROVEMENT ON FHA STREAMLINE & VA IRRRL
For loans locked December 1st – 31st, 2025
lock in these holiday exclusive specials here for a limited time!
Available for loans locked December 1st through 31st, 2025.
Non-QM Pricing Improvement (Includes DSCR 5-8 units and Jumbo)*
Up to 75 BPS with Select or 25 BPS without Select
FHA Streamline/VA IRRRL Pricing Improvement
FHA Streamline: Up to 60 BPS with Select or 25 BPS without
VA IRRRL: Up to 60 BPS with Select or 25 BPS without
FLASH SPECIAL ON FHA LOANS!
25 BPS Price Improvement on all FHA Loans for Loans locked 12/15 thru 12/31, 2025
Includes LoanLift DPA
Excludes FHA Streamlines
Cannot be combined with other offers
Contact your RISE TPO AE to learn more!
*Non-QM Specials exclude Seconds (Closed End or Stand-Alone).
Specials apply to all eligible Non-QM (except Closed End Seconds, Standalone Seconds, HELOCs), FHA Streamline Refinance loans and VA IRRRL Loans.
Offers valid for loans locked between 12/1/2025 and 12/31/2025. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.
RISE TPO is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.