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LoanLift, LoanLift Plus and LoanLift Max

DPA Programs Exclusive to Rise TPO

DPA Matrix

DPA Program for FHA

LoanLift

100% CLTV DPA Loan Program
  • Down Payment Assistance Programs – DPA
  • FHA First Loan
  • Subordinated Second Loan (3.5%)
    No Payment on the Second Loan
    0% Rate
  • No Income Restrictions
  • 2/1 Buydown Available
  • Manual Underwrite 660+ FICO, follows FHA Guidelines
  • Ask us about other exceptions that may be available
  • Conforming and High Balance Loan Limits Available

LoanLift Plus

600 Minimum FICO
  • 100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
  • 2nd lien with an interest rate 2% greater than 1st lien
  • Payment amortized over 10 years
  • Monthly payments required
  • Borrower’s minimum contribution of $0.00
  • No First Time Home Buyer Requirement
  • Conforming and High Balance Loan Limits Available

LoanLift Max

No Income Limits
  • 101.5% CLTV, (96.5% First + 5% DPA)
  • No FTB Requirement
  • Include Closing Costs (1.5%)
  • FHA 30-YR Fixed Purchase*
  • Refer / Eligible OK
  • No Income Limits
  • 1 – 2 Units, Primary Residence Only
  • 600 Min FICO
  • 660 Min FICO for Manual Underwrite

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Restrictions apply. Not available NY and WA.

*For those that qualify