Rise into the new year with january specials!
UP TO 75 BPS PRICE IMPROVEMENTS
For loans locked January 1st – 31st, 2026
new year brings new opportunity!
Available for loans locked January 1st through 31st, 2026.
Non-QM Pricing Improvement (Includes DSCR 5-8 units and Jumbo)*
Up to 75 BPS with Select or 25 BPS without Select
FHA Pricing Improvement
FHA: 25 BPS Price Improvement
Includes LoanLift DPA Programs and FHA Streamlines
Excludes Select Product
Flash Special
25 BPS Price Improvement on ALL DSCR Programs (excludes Select and 5-8 unit) For Loans Locked 1/16 through 1/30/2026
1st Liens Only
1-4 Units
Combine with our January Non-QM Special for 50 BPS Price improvement!
Combine with LLPAs on your Locks for more BPS:
Lock for 60 days and get 75 BPS Improvement
Lock for 45 days and get 50 BPS Improvement
Flash Special applies to all eligible Non-QM (except Closed End Seconds, Stand alone Seconds, HELOCs, Select and DSCR 5-8. Offers valid for loans locked between 1/16/2026 and 1/30/2026.
Contact your RISE TPO AE to learn more!
*Non-QM Specials exclude Seconds (Closed End or Stand-Alone). FHA excludes CalHFA and Select products.
Specials apply to all eligible Non-QM (except Closed End Seconds, Standalone Seconds, HELOCs), FHA Streamline Refinance loans and VA IRRRL Loans.
Offers valid for loans locked between 1/1/2026 and 1/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.
RISE TPO is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.
Flash Special applies to all eligible Non-QM (except Closed End Seconds, Stand alone Seconds, HELOCs, Select and DSCR 5-8.
Offers valid for loans locked between 1/16/2026 and 1/30/2026.