VA Loan Programs

VA Loan Programs

100% LTV Loans for Purchase, Cash-out
110% for VA IRRRL
Max Loan Amounts to $1.5 Million for purchase loans and VA IRRRL
$1 million Max Loan Amount for Cash-Out Loans
Flexible Loan Terms

VA IRRRL's (Streamlines) up to 110% CLTV subordinate lien, 580 Min FICO
90% Cash-Out refinance 580 FICO
DTI per AUS, we follow DU and LP
Manual underwrites allowed
W2 only allowed
Soft Pull Available
ARMS Option Available

Adjustable Rate Mortgage (ARMS) Option

5/1 ARM
Purchase and Cash Out Refinance
VA AUS: Purchase Min FICO 640, 100% Max LTV/CLTV
VA AUS: Cash Out Refi Min FICO 680, 90% Max LTV/CLTV
VA Manual Underwrite: Purchase: Min FICO 660, 100% Max LTV/CLTV
VA Manual Underwrite: Cash Out Refi: Min FICO 660, 90% Max LTV/CLTV

Brokers can request a soft credit pull upon submitting for VA Streamlines.

Available on our TPO portal technology where you can register, submit, and disclose in minutes.