Non-qm core flex with ficos down to 500!

Reach Underserved Borrowers!

Ready to take your pipeline higher?

Our new Non-QM Core Flex program offers FICOs down to 500 and is designed to help you rise above traditional limitations and capture more opportunities – especially with underserved borrowers you may have had to pass on before.

Program Highlights

  • 500 Minimum FICO
  • Purchase, Rate/Term & Cash-Out
  • 30-Year Fixed*
  • Up to 65% LTV
  • Loan Amounts up to $1.2M
  • SFR, 2–4 Unit, PUD & Condo Eligible
  • Max 45% DTI

Built to Help You Rise Higher

  • First-Time Homebuyers allowed (580+ FICO)
  • Manual underwriting for expanded approvals
    • Flexible reserves:6 months minimum (cash-out proceeds allowed)
    • +2 months per additional financed property

Contact your Account Executive for more information.

*For those that qualify
 
Ineligible states: AK, HI, Cook County (IL), NJ, NY, MA, US Territories, Texas 50(a)(6) ineligible